If your family has more than one car, it’s more than likely you’ve looked into the best way to insure all the vehicles being used at the best price.
Car insurance is a big expenditure for most households so it is important to find the right deal and the most appropriate level of cover for your needs.
For example, my own family has four cars at the moment. My wife and I each have a runaround for during the week, to get to and from work and so on, and we’re lucky enough to have a sports car that we tend to save for the weekends. Our daughter is currently studying at university and she has one of our older cars with her.
When we were looking into ensuring all of the cars were insured we found it was getting overly complicated with so many policies and so this is why we looked into family fleet insurance.
What is family fleet insurance?
Family fleet insurance is ideal for families that are running multiple vehicles as they can all be added to the same policy, which is often a more affordable way to protect the cars.
Of course, car insurance is a legal requirement before you get behind the wheel, but it also provides an important level of peace of mind so you don’t have to worry about the cost of repair work if you are involved in an accident, or if your car is stolen, lost or damaged in another event.
If, like us, you have three or more cars then it’s worth having a look at what family fleet insurance policies there are out there. One of the benefits of these products is that they often come with a courtesy car, so if your own vehicle is out of use for whatever reason you will be able to get on with your life as normal with the minimum of fuss.
A wide range of vehicles can also be insured through this type of a policy, so if like us you have some more affordable cars and one luxury vehicle, this might be the perfect way for you to have cover and ensure you are protected.
Protection provided by family fleet insurance
One of the key considerations when we first started examining what family fleet insurance could do for us was our daughter. She’s been driving since she was 17 and it’s second nature to her, so it was no surprise when she said she wanted to take a car with her to university.
We’d been planning to trade in one of our regular models for a newer car anyway and pass it on to her for an 18th birthday present, but we were concerned about the high cost of insurance for young drivers that forces so many individuals out of their cars.
So we wanted to contribute to the insurance she was going to pay, even though the quotes she was being given were very high. We found adding her to a family fleet insurance policy was the most affordable way to do it, plus we have the added peace of mind of knowing she is covered by the same level of protection that we are when she is out on the roads.
With families increasingly running more than one car, it’s likely this type of insurance policy is going to become more and more common in the near future. So have a look at what’s out there – you might just find the right level of cover for your specific needs at a great price.